Personal loan request · $200 – $5,000

Apply for a Crane Finance loan — or up to $5,000 through our network

One short form, about five minutes, all credit types welcome. Up to $1,500 from Crane Finance direct, or $200–$5,000 through our lender network.

  • No effect on your FICO® score to check your options
  • Decision in minutes, money as soon as the next business day
  • Full terms before you sign — APR, fees and schedule in writing
256-bit encrypted No fee to apply, ever No fax, no printer, no collateral
Loan requestSecure · about 5 min

Your information is encrypted in transit and never sold — see our privacy policy.

Borrower heading out after a five-minute loan request
About five minutesMost people finish before their coffee's cold.
After you click submit

What happens next

1
Matching

Routed to Crane Finance (up to $1,500) or a network lender ($200–$5,000).

2
Verification

Identity and income checked through alternative data — a short call if needed.

3
Agreement

The lender emails the APR, fees and schedule. Read the APR line. Sign only if it works.

4
Deposit

Next business day free — or same day for $5 with Crane Finance, approved by 6 PM CT.

See the full process, step by step →
Two lanes, one form

Where your request goes

The amount you ask for decides who sees it. Both lanes are short-term, higher-cost credit — compare the APR with cheaper options before you sign.

$100 – $1,500
Crane Finance direct

Crane Lending, LLC, owned by the Menominee Indian Tribe of Wisconsin. Installment loan repaid on your pay dates; no origination fee, no prepayment penalty. APR is set per loan and shown in the agreement.

  • Decision in minutes · funds next business day free
  • Same-day for $5 when approved by 6 PM CT
  • Returning customers get a faster VIP lane
$200 – $5,000
Lender network

State-licensed and tribal lenders matched to your amount and state. Each sets its own rate and term; some report payments to the credit bureaus, some don't.

  • Larger amounts and longer terms than Crane direct
  • Lender contacts you with its own agreement
  • You can decline any offer with no obligation
Does applying affect my credit score?
Submitting a request here doesn't affect your FICO® score. Lenders verify through alternative-credit databases (Clarity, DataX, FactorTrust); a lender you accept an offer from may review your credit as part of final approval.
How fast will I get a decision?
Usually within minutes. If a lender approves, it contacts you directly with the terms; deposits are typically next business day, or same day where the lender offers it.
What happens after I submit?
Requests up to $1,500 go to Crane Finance; larger amounts go to lenders in our network. Any lender that approves sends an agreement showing the APR, fees and schedule — nothing is final until you e-sign.

Crane Finance: Crane Lending, LLC · Menominee Indian Tribe of Wisconsin · OLA member · 855-432-7654, Mon–Fri 7–6, Sat 9–1 CT. Loan terms verified against cranefinance.com October 15, 2026. See disclosures.

$200 – $5,000Decision in minutes · bad credit OK Apply now